Standard bank assessments often discount secondary income by 20% or more. Find the lender that offers specialised policies for frontline and essential workers — recognising 100% of your overtime, penalty rates and shift allowances to boost your true borrowing power.
Unlock your benefits.
If your job requires you to either
then you qualify as an essential worker.
Stop letting banks ignore your overtime — unlock the home loan benefits you've earned.
As specialist essential worker mortgage experts, we navigate Australia's lender credit policies to match you with lenders who value 100% of your income.
It makes perfect sense that lenders look after Australia's essential workers, doesn't it?
Hospitals, education facilities, ambulance services and police associations can list Essential Worker Finance as an employee benefit.
We reply within one business day.Because chatting outside of standard business hours is absolutely essential & acceptable.
Tell us what you're wanting to do, send in some payslips and give us two days to come back to you.
We manage every detail from pre-approval through to settlement, ensuring a seamless journey while you focus on your essential work.